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Visa & residency
We assess your tier and prepare and check every document; your licensed MM2H partner lodges it with the authorities. We track each milestone to endorsement and beyond.
BANCOAdvisory & Consultancy
BANCOAdvisory & Consultancy
Scroll to descend, from Earth to Kuala Lumpur. One eco-system hub for visas, property, schooling, banking and tax, all the way down.
A calmer, well-arranged life in Malaysia. Visas, property, schooling and banking, handled end to end by one advisor.
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We assess your tier and prepare and check every document; your licensed MM2H partner lodges it with the authorities. We track each milestone to endorsement and beyond.
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Curated homes to buy or lease across Kuala Lumpur, Penang and Johor, with independent title checks and financing partners arranged.
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International school placement across British, IB, American and more, with dependent and student passes arranged alongside your application.
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Local accounts, fixed deposits and tax structuring with vetted advisors, so your money is set up correctly from the first week.
Retirement, business or education. The same calm, end-to-end process, shaped around why you're moving.
Scroll to exploreFor those seeking an affordable, unhurried base with world-class private healthcare and year-round warmth.
For entrepreneurs and investors establishing a Southeast-Asian presence, with work rights on the Platinum tier.
For families prioritising international schooling, with student passes arranged alongside the family's visa.
Malaysia offers tiered long-stay programmes. Below are the headline figures. We confirm the exact, current requirements for your situation before you commit.
The entry tier. A calm, affordable base with the lightest commitment.
The balanced choice. Longer stay rights and room for the whole family.
The premium tier. The longest horizon and the widest privileges.
Malaysia's Premium Visa Programme. A long horizon for high earners, with no fixed deposit.
ⓘFigures are indicative and set by the Government of Malaysia. They are revised periodically and differ by tier and by state (Sarawak and Sabah run their own programmes). Up to 50% of a fixed deposit may later be applied to an approved property, education or medical use. We confirm the current requirements for your exact situation. Official rules: see the FAQ for where to verify.
Malaysia is one of Asia's most established homes for international education, and your children can enrol on a dependent or student pass arranged right alongside your MM2H application.
We handle placement, registration and the paperwork; you choose the school that feels right.
Foreigners can own property in Malaysia in their own name. Most homes are freehold or long leasehold. We make the search, the checks and the financing feel effortless.
Property and visa rules are set by the government and revised from time to time. We verify the current thresholds before you commit.
The visa is one signature. Living here is a hundred smaller ones. These sit with the same advisor, on the same timeline.
Priority accounts, fixed deposit placement and multi-currency, opened with our banking partners.
Medical, home and travel cover placed for the whole family before you land.
Incorporation, company secretary, audit and tax filing, kept current every year.
Corporate and conveyancing counsel for purchases, structures and contracts.
Every MM2H application is lodged and processed by our licensed MM2H partner. Banco coordinates the partner, the authorities and every document on your behalf.
We learn why you're moving, recommend the tier that fits your goals and budget, and map a realistic timeline, with no obligation.
Week onePassport, medical, police clearance and financials, prepared and checked by us so nothing bounces back from the authorities.
Weeks 2–5Your licensed MM2H partner submits the application to the MM2H centre. We track every milestone, so you always know exactly where things stand.
Months 1–4You place the fixed deposit, complete the medical and insurance, and the visa is endorsed in your passport on arrival.
On approvalProperty, schools, banking and arrival support. Your advisor stays with you well past the day the visa lands.
OngoingMalaysia My Second Home is a long-stay visa for foreigners who want to live in Malaysia without giving up their citizenship: retirees, families, remote professionals and investors. It is renewable, and your spouse, children and, in many cases, parents can join you as dependents.
Yes. Children join on a dependent or student pass and attend Malaysia's international and private schools: British, IB, American, Australian and more. We arrange placement and the pass paperwork. See Children & schooling above.
Foreigners can own property in their own name above a minimum purchase price set by each state (commonly around RM 1,000,000, with variations). Some categories, such as Malay-reserved land and certain low-cost units, are not open to foreign buyers. You can also lease while you settle. See Property & ownership.
The national Silver and Gold tiers are residency visas, not work permits. The Platinum tier permits work and business, and the SEZ pathway suits remote professionals. Employment and business each have their own rules, which change from time to time. We advise on the right structure for your plans.
Since the 2024 relaunch, fixed-deposit and property thresholds are set per tier, from US$65k (SEZ) up to US$1M (Platinum). They are revised periodically and differ by state; Sarawak and Sabah run their own programmes. Rather than quote a figure that may already be out of date, we confirm the current requirements for your exact situation and point you to the official sources.
Malaysia's private hospitals are excellent and far more affordable than in the West, and many are internationally accredited. We recommend private health cover and can introduce trusted providers.
Malaysia generally taxes income sourced in Malaysia, and the treatment of foreign-sourced income has its own rules that have changed in recent years. We connect you with vetted tax advisors so your situation is structured correctly. We don't make one-size-fits-all tax promises.
Timelines vary with the tier and your paperwork and are typically measured in months. We prepare and check everything, your licensed MM2H partner lodges it, and we track each milestone so you always know where things stand.
Everything, in one place: eligibility, documents, coordinating the licensed MM2H partner who lodges your application, property, schooling, banking, tax introductions and settling-in support, with one dedicated advisor from first enquiry to arrivals.
Official requirements rest with the Government of Malaysia. For the current programme rules, see the official MM2H portal and the Immigration Department of Malaysia. We'll confirm everything that applies to your situation.
No obligation. Tell us a little about your plans and we'll be in touch within one business day.